Loan Modification
reduce your monthly mortgage payment(s).

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Stop The Sheriff Sale
Stop the sale immediately and get a better payment.

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No Deficiency Judgments Walk away with cash in your pocket and no judgments.

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Foreclosure Evaluation & Ebook

  • Evaluate Your Situation (Form Below)

    Not many people know how to find the right solutions for their problem. This process will save time and answer many of your questions.

  • Explore All Possible Options

    After the evaluation, you will understand every possible option available for your exact situation. No more searching or worrying about finding a solution.

  • Avoid Further Loss or Judgments

    Regardless of what option you choose, our process takes every possible precaution to help you avoid further losses or deficiency judgments.

  • Recovery From Foreclosure

    Regardless of whether you keep your home, or walk away, we will take steps to help your credit and start the financial recovery.

  • Full Support & Accountability

    We take the problems of our visitors very seriously. We know your financial future is at risk and we pledge our full support to help you through these tough times.

Foreclosure Laws And Guidelines

This chart and the individual foreclosure law pages are meant to be guidelines only and should not be relied upon or used as legal advice. Go to your state specific page by clicking on the state name. These laws and guidelines may vary from one situation to the next, so always seek legal advice or contact a professional when fighting foreclosure.

State
Timeline
Redemption
Deficiency
Alabama: AL 1 – 3 Months Up to 12 Months Yes (Judicial)
Alaska: AK 3 – 4 Months None Yes (Judicial)
Arizona: AZ 3 – 4 Months Up to 6 Months Yes (Judicial)
Arkansas: AR 4 – 5 Months Up to 12 Months Yes
California: CA 3 – 5 Months Not Likely Yes (Judicial)
Colorado: CO 2 – 5 Months None Yes
Connecticut: CT 5 – 6 Months Court Determined Yes
Delaware: DE 3 – 7 Months None Yes
District of Columbia: DC 2 – 4 Months None Yes
Florida: FL 4 – 6 Months Yes Yes
Georgia: GA 2 – 3 Months None Yes
Hawaii: HI 3 – 4 Months None Yes
Idaho: ID 5 – 6 Months None Yes
Illinois: IL 7 – 10 Months Yes 3 – 7 Months Yes
Indiana: IN 5 – 7 Months None Yes
Iowa: IA 5 – 6 Months 12 Months Yes
Kansas: KS 3 – 5 Months Up to 12 Months Yes
Kentucky: KY 5 – 6 Months Up to 12 Months Yes
Louisiana: LA 2 – 6 Months None Yes
Maine: ME 6 – 10 Months 90 Days Yes
Maryland: MD 2 – 3 Months Court Determined Yes
Massachusetts: MA 3 – 4 Months None Yes
Michigan: MI 2 – 3 Months Up to 12 Months Yes
Minnesota: MN 2 – 3 Months 6 Months Yes (Judicial)
Mississippi: MS 2 – 3 Months None Yes
Missouri: MO 2 – 3 Months Up to 12 Months Yes
Montana: MT 4 – 6 Months 12 Months Yes (Judicial)
Nebraska: NE 5 – 6 Months None Yes
Nevada: NV 3 – 5 Months None Yes
New Hampshire: NH 2 – 3 Months None Yes
New Jersey: NJ 3 – 10 Months 6 Months Yes
New Mexico: NM 4 – 6 Months 9 Months Yes
New York: NY 4 – 8 Months None Yes
North Carolina: NC 2 – 4 Months 10 Days Yes (Judicial)
North Dakota: ND 3 – 5 Months 60 Days No
Ohio: OH 5 – 7 Months Until Confirmation Yes
Oklahoma: OK 4 – 7 Months Until Confirmation Yes
Oregon: OR 4 – 6 Months None No
Pennsylvania: PA 3 – 9 Months None Yes
Rhode Island: RI 2 – 3 Months Up to 3 Years Yes
South Carolina: SC 4 – 7 Months None Yes
South Dakota: SD 6 – 9 Months Up to 12 Months Yes
Tennessee: TN 2 – 3 Months Up to 2 Years Yes
Texas: TX 2 – 3 Months None Yes
Utah: UT 4 – 5 Months 180 Days Yes
Vermont: VT 7- 10 Months Up to 6 Months Yes
Virginia: VA 2 – 3 Months None Yes
Washington: WA 4 – 5 Months None Yes (Judicial)
West Virginia: WV 2 – 3 Months None Yes
Wisconsin: WI 6 – 10 Months None Yes
Wyoming: WY 2 – 3 Months 3 Months Yes