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If you are behind on your mortgage and fear you will lose your home, You can modify your loan to keep your home comfortably, or if you do not want to stay in the home, to avoid liability for a deficiency judgment.
Many homeowners have been the unwitting victims of abusive lending practices that have now threatened their homes and dreams. Comparing the cost of a contested foreclosure (due to the irregularities in the origination of the loan) versus a modification or deed in lieu of foreclosure or short sale, many loans can be restructured to rates and terms that save consumers their most important possession - their homes. |
